interesting articles

Are mortgage rates coming down? Let’s go for the big question! No one can ever be sure, but here’s my take on things. Your home or property may be repossessed if you do not keep up repayments on your mortgage

It feels like forever, but we’re nearly there for the new season. Let’s hope we go up this time! Although let’s hope that mortgage rates don’t continue their climb upwards.

but an award-winning mortgage adviser! https://smenews.digital/winners/welcome-home-mortgages-2

Open Banking in the UK: Revolutionizing Financial Services Open Banking is transforming the UK’s financial landscape, empowering consumers and businesses with greater control over their financial data. By enabling secure data sharing between banks and authorized third-party providers, Open Banking fosters innovation, competition, and personalized financial services. What is Open Banking? Open Banking is a… Continue reading what is open-banking

UK Mortgage Market — Weekly Roundup This week: mortgage guarantee scheme, green mortgage pullback, lending forecasts, rate moves and regulator review. UK Mortgage Market — Weekly Roundup Date: 30 September 2025 Five quick updates that matter to borrowers, advisers and property professionals. Read, save, or forward — this newsletter is ready to drop into your… Continue reading Mortgage News October 2025

Using a Limited Company to purchase and manage Buy-to-Let properties has become increasingly popular in the UK, particularly since changes to mortgage interest tax relief were introduced. However, this approach isn’t suitable for everyone. Here’s a quick breakdown of the pros and cons: ✅ Benefits 1. Tax Efficiency:One of the biggest advantages is that Limited… Continue reading Should You Use a Limited Company for Buy-to-Let?

It looks like parts of the country are going to get another battering this weekend, so here’s an Insurer’s advice for Storm Éowyn It’s important that your property must be maintained properly. Pay particular attention to areas likely to bear the brunt of a storm, such as the roof and gutters. Get rid of overhanging,… Continue reading How do you protect your home in a storm?

Now that you’ve set your budget and worked out a comfortable payment for you every month, it’s time to look at the mortgage term. You may have been told (usually by your parents) to have 25-year mortgage.  That’s because, a long time ago, that was the longest term that lenders would allow.  Things have changed… Continue reading how to save thousands on your mortgage!

A Buy-to-Let purchase is a usually a commercial venture to make money from buying a property and letting it out.  This will be under what is known as an “Assured Shorthold Tenancy”. This is just one part of the subject.  There are also other areas like I’ll discuss these on other videos, so please keep… Continue reading what is a buy to let mortgage?